Terms of Service

Last updated: 7 November 2026

1. Purpose

These Terms of Service ("Terms") govern access to and use of the Cubrik service (the "Service"), available at cubrik.ai and operated by Cubrik Inc., a Delaware corporation ("Cubrik", "we", "us"). By creating an account you accept these Terms, the Privacy Policy and the Risk Disclosure without reservation.

2. Description of the Service

Cubrik is a software platform (SaaS) that lets users configure automated agents powered by third-party artificial intelligence models. The user connects their own third-party accounts and tools (through MCP connectors or API keys they provide), writes instructions, and defines triggers and execution limits. The agent then performs actions on those third-party accounts, on behalf of and under the sole responsibility of the user.

Cubrik is an execution tool. Cubrik makes no decisions on its own behalf, provides no advice, holds no funds and has no access to any withdrawal function on the user's third-party accounts. Cubrik Inc. is not a broker-dealer, investment adviser, commodity trading advisor, exchange, money transmitter or custodian, and is not registered as such with any regulator in any jurisdiction.

Cubrik also hosts a marketplace (the "Marketplace") on which members ("creators") sell to other members ("subscribers") subscriptions to trading strategies they wrote. The seller of each subscription is its creator, not Cubrik: Cubrik operates the Marketplace, reviews each strategy before it is sold and receives a fee on each payment, and Whop, Inc. takes the payment on the creator's own seller account. Creators are not Cubrik's employees, agents or representatives, and Cubrik does not recommend, rank or endorse the strategies they sell. Selling on the Marketplace is governed by the Creator Terms; buying is governed by clause 6.10 and the Refund Policy. Clauses 7 and 8 do not apply to strategy subscriptions.

3. Eligibility

The Service is available to natural persons of legal age (18 or the age of majority in their country of residence, if higher) with full legal capacity, and to legal entities represented by an authorised person.

You are solely responsible for verifying that use of the Service, and of the third-party services you connect to it, is lawful in your country of residence. The Service is not intended for residents of jurisdictions where its use would be prohibited. You may not use the Service if you are, or act on behalf of, a person or entity located in, organised under the laws of, or ordinarily resident in a country or territory subject to comprehensive United States sanctions, or if you are listed on any United States government list of prohibited or restricted parties (including the OFAC Specially Designated Nationals list). You will not use the Service in violation of United States export control or sanctions laws.

4. User account

You must provide accurate information and keep it up to date. You are responsible for the confidentiality of your credentials and for all activity carried out from your account. One account per person. We may suspend or close an account in the event of a breach of these Terms, suspected fraud or legal obligation.

5. Connecting third-party accounts and API keys

5.1. You supply the API keys or connectors to your third-party accounts yourself. You represent that you are their legitimate holder or have the necessary authorisation.

5.2. You undertake to create such keys without withdrawal or fund-transfer permissions. Cubrik reserves the right to refuse or disable any key carrying such permissions.

5.3. Keys are encrypted at rest. You may revoke them at any time from Cubrik or from the relevant third-party service.

5.4. Cubrik is not a party to the contractual relationship between you and the connected third-party services (exchanges, AI model providers, etc.). Their own terms apply. Cubrik is not responsible for their availability, fees, errors or decisions (account suspension, liquidation, etc.).

6. Agent operation and user responsibility

6.1. You are solely responsible for the instructions you give to agents, the limits you set and any action executed as a result on your third-party accounts.

6.2. AI models are probabilistic: their analyses may be wrong, incomplete or inconsistent. Cubrik does not guarantee the accuracy of any analysis, the achievement of any result, or the absence of loss.

6.3. Execution limits (risk per action, daily caps, time windows, etc.) are software safeguards provided for convenience. They may fail to apply in the event of a third-party service malfunction, latency, network unavailability or exceptional market events (gaps, liquidation, trading halts). You must supervise your agents and retain the means to intervene directly from your third-party accounts.

6.4. You undertake not to use the Service to manipulate a market, circumvent the rules of a third-party platform, access accounts you do not hold, or for any unlawful activity.

6.5. You may connect an artificial intelligence application of your choice — for example Claude, ChatGPT, Cursor or Claude Code — to your Cubrik account through Cubrik's MCP server. When you do, you choose the permissions it receives: reading your account, managing your agents, and trading on the third-party accounts you connected. Within those permissions the application can act on your account as you can in Cubrik: create, change, start, pause and delete agents, run backtests, apply analysis advice and, where you granted the trading permission, place, change and close orders on your connected third-party accounts.

6.6. Actions an AI application takes through Cubrik are taken on your behalf and under your sole responsibility, as if you had taken them yourself. Cubrik adds no confirmation step of its own: where the application asks you before it acts, that question is the application's, and you may have told it not to ask. Cubrik does not control the application, the model behind it or the instructions it receives, and is not responsible for its errors, for what it decides to do within the permissions you gave it, or for what it does with the data its tools return.

6.7. No tool of Cubrik's MCP server moves money into or out of your accounts. The limits of your plan apply to what an AI application does through Cubrik as they apply in Cubrik.

6.8. You can disconnect an AI application at any time in Settings, under AI apps; its access ends immediately. Cubrik may suspend access for AI applications, or for a given application, at any time, in particular for security reasons.

6.9. Your relationship with the provider of an AI application (for example Anthropic or OpenAI) is governed by that provider's terms, and section 5.4 applies to it as to any other connected third-party service.

6.10. Strategy library and Marketplace. You may publish strategies, agents and related descriptions to the Cubrik library ("Library Content"). Library Content is created by users, not by Cubrik. Cubrik does not review, endorse or verify Library Content, and scores, backtests, leaderboards and track records shown with it are informational only, are not a recommendation, and do not reflect live trading conditions (slippage, fees, liquidity). By publishing Library Content you grant Cubrik a worldwide, non-exclusive, royalty-free licence to host, display, reproduce and distribute it within the Service, and you grant other users the right to copy, fork and run it on their own accounts. You retain ownership of your Library Content and represent that you have the rights needed to grant these licences and that it does not infringe any third party's rights. Cubrik may remove Library Content at any time, in particular when it is unlawful, misleading, infringing or in breach of these Terms.

Strategies sold on the Marketplace (clause 2) are not Library Content. Cubrik reviews each of them, and each new version, against the Creator Terms before it is sold; that review is not an endorsement, and the figures shown with a strategy are informational only, are not a recommendation and do not predict your results. Strategies on the Marketplace are not ranked: they are shown newest first or in the order of a figure you choose, and no one pays for a place. A strategy you subscribe to cannot be copied, forked, shared or viewed: Cubrik runs it for you as a private agent on an account you connected, and you see what it does and the reasons it gives, never its instruction, which you must not try to obtain. Your subscription gives you only the right to have Cubrik run the strategy for you while the subscription lasts. Its creator may publish new versions; each version Cubrik approves replaces the one before for every subscriber, and you are told what changed. Its runs use your plan's credits, and if your plan cannot run a version, your agent is paused. When the subscription ends, your agent stops. Clause 6.1 applies to your decision to run the strategy, to the account and limits you choose for it and to the actions executed on your accounts as a result, although its instruction is written by its creator.

6.11. Copyright complaints. If you believe content on the Service infringes your copyright, send a notice to legal@cubrik.ai containing: identification of the work claimed to be infringed; identification of the material claimed to be infringing and its location on the Service; your name, address, telephone number and e-mail address; a statement that you have a good-faith belief that the use is not authorised by the copyright owner, its agent or the law; a statement, under penalty of perjury, that the information in the notice is accurate and that you are the copyright owner or authorised to act on the owner's behalf; and your physical or electronic signature. Cubrik will remove or disable access to material it determines to be infringing and may terminate the accounts of repeat infringers.

7. Subscription, pricing and payment

7.1. The Service is offered under the subscription plans described on the Pricing page; AI credits may also be bought once, as described in clause 7.6. Prices are exclusive of applicable taxes, in the currency indicated.

7.2. Payment is made in advance, through our payment provider, for the billing period you choose when subscribing: monthly or annual. The annual period is charged in full at the start of the period. Subscriptions renew automatically for the same period until cancelled, and you may change the billing period at any time from your account, the change taking effect as described in clause 7.5.

7.3. Cubrik charges no commission on results obtained by the user.

7.4. We may change prices with 30 days' notice by e-mail; the change applies from the next billing period.

7.5. Changing plan or billing period. An upgrade takes effect immediately and starts a new billing period on the day it is made. The new plan's price for a full period is charged at once, less the share of the amount paid for the current period that corresponds to its days not yet begun (a day begun counts as used), and the new plan renews at its price at the end of that new period. The credits included in your plan start again on the day of the upgrade with the new plan's monthly allowance; credits used in the current month beyond the share of the previous plan's allowance that corresponds to the days already elapsed count towards the new allowance. A downgrade, or a move from the annual to the monthly period, takes effect at the end of the current period. Cancellation follows the Refund Policy: it takes effect at the end of the paid period, without pro-rata refund of a period already started.

7.6. Credits bought once. In addition to the AI credits included each month in your plan, you may buy AI credits by a one-time payment from the Plan page of your account. A purchase of credits is not a subscription and does not renew. Credits are sold in multiples of €5, at 1,000 credits for every €5, from €5 up to €500 per purchase, while a paid plan is in force on your account; they cannot be bought on the free Demo plan. Credits bought once do not expire and carry over from month to month; they are used only once the credits included in your plan for the current month, and any credits granted to you by Cubrik, have been used up. They have no cash value and cannot be transferred, exchanged or converted into a plan. Credits remaining when your account is closed lapse without refund, as provided in clause 8.5.

7.7. Affiliate programme. Holders of an account may join our affiliate programme and earn commissions, calculated and paid by our payment provider, on the plans bought through their links. The programme is governed by the Affiliate Terms, which apply to those who join it in addition to these Terms.

7.8. Bonus credits for referred members. An account created through an affiliate's link or code receives the bonus credits shown on the affiliate programme's pages — 1,000 credits on 24 October 2026 — when the first payment for a plan on that account is made within 60 days of its creation. The bonus is given once per account, and not to an account that was referred through a member's invitation or that belongs to the affiliate. Bonus credits are held with credits bought once: they do not expire and are used only once the credits included in your plan for the current month have been used up; they have no cash value and cannot be transferred, exchanged or converted into a plan. We may withdraw bonus credits obtained in breach of these Terms or of the Affiliate Terms. Credits remaining when your account is closed lapse without refund, as provided in clause 8.5.

8. Withdrawal right and refunds

8.1. A free plan (Demo) allows you to test the Service in full before any payment. You are expected to use it to assess whether the Service meets your needs before subscribing.

8.2. Immediate performance and loss of withdrawal right. If you are a consumer residing in the European Union or the United Kingdom, you would in principle benefit from a 14-day right of withdrawal from the date you subscribe to a paid plan. However, the Service consists of digital content and digital services that are made available to you immediately upon payment. At checkout, you expressly request that performance begin immediately, and you expressly acknowledge that, once you have accessed the Service, you lose your right of withdrawal. Your acceptance is recorded by a separate, unticked checkbox and confirmed in the order confirmation email.

8.3. No refunds. Subject to 8.2 and 8.4, all amounts paid are final and non-refundable. Any billing period that has started is due in full. You may cancel at any time; cancellation takes effect at the end of the current billing period and no pro-rata refund is granted for the remaining days.

8.4. Service unavailability. Notwithstanding 8.3, in the event of Service unavailability attributable to Cubrik exceeding 72 consecutive hours within a billing period, a pro-rata refund for the period of unavailability is granted on request to help@cubrik.ai.

8.5. Credits bought once. Credits are digital content delivered to your balance immediately upon purchase. By purchasing credits, you expressly request immediate delivery and acknowledge losing your right of withdrawal upon delivery. Purchased credits are non-refundable.

9. Termination

You may cancel at any time from your account; cancellation takes effect at the end of the paid period. We may terminate with 30 days' notice, or without notice in case of serious breach. Upon closure, your API keys are deleted from our systems within 30 days; you should also revoke them on the third-party service side.

10. Availability and changes to the Service

The Service is provided "as is". We aim for high availability without guaranteeing it. Interruptions for maintenance or technical reasons may occur. We may change, add or remove features, connectors or third-party models at any time.

11. Disclaimer of warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE". TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, CUBRIK DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY AND UNINTERRUPTED OR ERROR-FREE OPERATION. CUBRIK MAKES NO WARRANTY AS TO THE OUTPUT OF ANY ARTIFICIAL INTELLIGENCE MODEL, THE PERFORMANCE OF ANY AGENT OR STRATEGY, THE AVAILABILITY OR CONDUCT OF ANY THIRD-PARTY SERVICE, OR ANY FINANCIAL RESULT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

12. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW:

CUBRIK, ITS AFFILIATES AND THEIR DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY TRADING LOSSES, LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF FUNDS HELD ON THIRD-PARTY ACCOUNTS OR LOSS OF GOODWILL, ARISING OUT OF OR IN CONNECTION WITH THE SERVICE, THE ACTIONS OF ANY AGENT OR AI APPLICATION YOU CONNECTED, ANY LIBRARY CONTENT, ANY STRATEGY SOLD ON THE MARKETPLACE OR ANY ACT OF ITS CREATOR, OR ANY CONNECTED THIRD-PARTY SERVICE, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

CUBRIK'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNTS YOU PAID TO CUBRIK IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED US DOLLARS (US$100), WHICHEVER IS GREATER.

Nothing in these Terms limits liability for fraud, gross negligence or wilful misconduct, or any liability that cannot be limited under applicable law, including mandatory consumer protection law of your country of residence.

13. Indemnification

You agree to defend, indemnify and hold harmless Cubrik, its affiliates and their directors, officers, employees and agents from and against any claim, demand, loss, liability, damage, cost or expense (including reasonable attorneys' fees) arising out of or relating to: your use of the Service; the actions of your agents or of any AI application you connected; your Library Content; your breach of these Terms, the Affiliate Terms, the Creator Terms or any applicable law; your violation of the terms of any connected third-party service; or any claim by a third party relating to accounts, keys or connectors you supplied.

14. Intellectual property

The Service, its code, interfaces and trademark remain the property of Cubrik. You retain ownership of your instructions and data. You grant us a limited licence to process them solely for the purpose of providing the Service.

15. Personal data

The processing of your data is described in the Privacy Policy.

16. Changes to these Terms

We may amend these Terms. Material changes are notified by e-mail or in the application at least 15 days before they take effect. Continued use constitutes acceptance.

17. Governing law

These Terms, and any dispute arising out of or relating to them or the Service, are governed by the laws of the State of Delaware, United States, and the Federal Arbitration Act, without regard to conflict-of-law rules.

18. Dispute resolution, arbitration and class action waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.

18.1. Informal resolution. Before starting any proceeding, you and Cubrik agree to try to resolve any dispute informally: send a written description of the dispute to legal@cubrik.ai, and Cubrik will do the same to your account e-mail. If the dispute is not resolved within 60 days, either party may proceed as set out below.

18.2. Binding arbitration. Any dispute, claim or controversy arising out of or relating to these Terms, the Service, or your relationship with Cubrik, that cannot be resolved informally, shall be resolved by final and binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules or, for consumers, its Consumer Arbitration Rules, in force at the time the arbitration is started. The arbitration shall be conducted by a single arbitrator, in English, with its seat in Wilmington, Delaware; hearings may be held by videoconference, and either party may elect to have the arbitration decided on written submissions for claims under US$25,000. The arbitrator's award is final and may be entered in any court of competent jurisdiction. The arbitrator, and not any court, has exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability or formation of this section.

18.3. Class action waiver. YOU AND CUBRIK AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding. If this waiver is found unenforceable as to a particular claim, that claim shall be severed and brought in court, and the remaining claims shall be arbitrated.

18.4. Exceptions. Either party may bring an individual claim in small claims court, or seek injunctive or other equitable relief in a court of competent jurisdiction to protect its intellectual property rights or to prevent unauthorised access to the Service.

18.5. Courts. Subject to section 18.2, any proceeding not subject to arbitration shall be brought exclusively in the state or federal courts located in Wilmington, Delaware, and you consent to their personal jurisdiction.

18.6. Consumers. If you are a consumer residing in a jurisdiction whose mandatory law gives you the right to bring proceedings before the courts of your place of residence, or prohibits pre-dispute arbitration agreements, nothing in this section deprives you of that right.

19. General

These Terms, the Privacy Policy, the Risk Disclosure, the Refund Policy and, where applicable, the Affiliate Terms and the Creator Terms constitute the entire agreement between you and Cubrik regarding the Service. If any provision is held invalid, the remainder stays in effect. Cubrik's failure to enforce a provision is not a waiver. You may not assign these Terms; Cubrik may assign them to an affiliate or a successor. Cubrik is not liable for any failure caused by events beyond its reasonable control.

20. Contact

help@cubrik.ai — legal@cubrik.ai